Fintech Expertise

At Kreditech (2013-2017), Tomas Marty helped build one of Europe's most innovative digital lending platforms. Using big data and machine learning for credit scoring, the company disrupted traditional lending across multiple markets.

• Pioneered Europe's first PayPal Credit integration at Kreditech
• EUR 15M in loan originations within 12 months of launch
• Managed consumer lending operations across Spain and 5 LATAM markets
• Led 75-person P&L delivering 135% of EUR 22M revenue target
• Worked with risk teams on machine learning credit scoring models

At Mash Group (2017-2020), Tomas Marty built the partnership engine connecting merchants with payment solutions across Europe. He forged relationships with the largest payment processors and networks.

• Built partnerships with PayPal, Ingenico, Nets, Shopify, Verifone
• EUR 8M+ in partnership revenue across 12 EU markets
• Managed payment integration across e-commerce platforms
• Negotiated enterprise contracts with payment gateways and acquirers
• Developed channel partnership program for Nordic and EU markets

Mash was one of the early BNPL providers in the Nordics before the Klarna and Afterpay wave. Tomas led the commercial strategy to bring flexible payment options to e-commerce merchants across Scandinavia and broader Europe.

• Scaled BNPL merchant network across 12 European markets
• Built outbound sales team from zero to 20 people
• Promoted from CSO to CEO of Mash Finance PLC (regulated entity)
• Company scaled from 35 to 150+ employees during his tenure

At Sub7 Security (2022-2025), Tomas Marty brought his fintech expertise to the blockchain space, focusing on smart contract audits and governance verification for DeFi protocols and DAOs.

• $1.2M in smart contract audit contracts within 18 months
• Clients: Gnosis Chain, Karpatkey Treasury, Wirex
• Built SigilDAO governance verification framework
• Top 3 Startup at Luxembourg Cybersecurity Week 2022

Currently, Tomas Marty applies AI to automate critical business functions in adjacent industries. At BureauFlow, he built AI voice agents for service businesses. At Closers.app, he deploys AI for real estate agencies.

• Built BureauFlow: AI phone assistant SaaS using Vapi voice AI
• 239+ programmatic SEO pages for lead generation
• Country Manager Ireland at Closers.app (AI voice for real estate)
• Technical stack: Next.js 15, TypeScript, Stripe, Vercel